--- a/net/ipv4/netfilter/ip_tables.c
+++ b/net/ipv4/netfilter/ip_tables.c
@@ -85,9 +85,11 @@ ip_packet_match(const struct iphdr *ip,
 	if (ipinfo->flags & IPT_F_NO_DEF_MATCH)
 		return true;
 
-	if (FWINV((ip->saddr&ipinfo->smsk.s_addr) != ipinfo->src.s_addr,
+	if (FWINV(ipinfo->smsk.s_addr &&
+		  (ip->saddr&ipinfo->smsk.s_addr) != ipinfo->src.s_addr,
 		  IPT_INV_SRCIP) ||
-	    FWINV((ip->daddr&ipinfo->dmsk.s_addr) != ipinfo->dst.s_addr,
+	    FWINV(ipinfo->dmsk.s_addr &&
+		  (ip->daddr&ipinfo->dmsk.s_addr) != ipinfo->dst.s_addr,
 		  IPT_INV_DSTIP)) {
 		dprintf("Source or dest mismatch.\n");